How We Charge

The beginning of 2013 saw a landmark change in the way you pay your adviser. This implemented changes meaning fees are now agreed by you the client and are not dependent on what is paid by the provider. This clarity ensures you get a clear idea of costs.

 

There are three main areas where we will charge you when providing support. You can choose any combination of the three.

 

1. Advice only.

This is a fixed cost based on the estimate of time we will take to meet with you, discuss your current provision, produce a written report for you and confirm any action you may wish to take.

 

2. Advice and Implementation.

As above but with the inclusion of implementing a product or strategy. This can either take the form as a fixed price or a percentage of the amount considered under advice. The total cost will be agreed with you at the outset.

 

3. Annual review.

The most often overlooked but most important area for advice. We will agree either an annual or bi-annual review with you and agree the fee. This can either be a fixed amount or a percentage of the value of the funds under management.

 

The details of our charges are on the current copy of our client agreement which can be requested by completing the contact us form.

Testimonials

  • I came into inherited for which I required advice for investment. Marcus talked me through the possibilities and explained why he recommended a particular course of action. I am confident that the investments will - or should - result in a worthwhile return. Nothing of course is guaranteed, but judicious selection, along with a spread of investments should give a reasonable degree of security

  • With retirement only a short number of days away it was time to review my investment plans and pension options. Marcus provided an investment plan more suited to my needs that current and continues to look for the best pension options for my future plans and needs.

  • Having recently retired, Dave advised me on the best way to maximise my pension income. Dave was knowledgeable, informative & instilled confidence. Dave was helpful. Professional & instilled confidence.

  • Recommendation from a friend. Mr Stealey had consistently provided a financial service of distinction. His years of experience and depth of knowledge has been called upon by myself on a number occasions. Each time I have found the service provided not only highly professional but tailored specifically to my financial needs. Romilly Financial has recently been of great assistance in a recent buy-to-let venture offering a highly personal service, to the extent of visiting me in my home in order to expedite a mortgage application.

  • We needed a financial planner for our limited business. Dave is brilliant, he know his stuff but explains everything in a way that someone not financial literate can understand. He's friendly but professional and keeps things straightforward and simple.